The information on this page is intended for educational and discussion purposes only. National Wealth Partners, LLC does NOT directly offer insurance products to our clients. We do, however, have principals of our firm who are licensed insurance agents. Please see disclosure at the bottom of this page.

Insurance is a powerful tool. But only if you get the right amount of the right kind. 

The problem: too often clients just get whatever the insurance salesperson suggested they get and years later have no idea why they bought the specific amount that they did.

Along the same lines, insurance is one of those things where the details of how your specific policy works can make all the difference in the world (those details are outlined in “Riders” that are typically found at the back of the insurance policy documents and often contain a lot of fine print written by lawyers, which is why most people never read them.

Since blind faith isn’t always the right strategy, we conduct a thorough review of your insurance, we help make sure that you understand what you have and what you do not have – and we also help you calculate whether you have too much or too little.  Often we find that people are paying for some type of insurance that they do not need.

The other way we help clients save money is by helping them renegotiate their insurance policies – and often this results in significant savings.  Insurance companies will almost never proactively reduce your fees on their own – why should they?  This is why we help clients do this to ensure they are not leaving money on the table.

When we do our insurance reviews, we examine all the different types of insurance that you have or that are widely used in the marketplace, including life insurance, health insurance, property and casualty, disability, long term care and liability umbrella policies.


Disclosure: While we may discuss insurance as part of our financial planning process, National Wealth Partners, LLC does not sell insurance or insurance related products.  However, we do have advisors who are separately insurance licensed, who serve clients in an individual capacity, not in their role as an advisor in National Wealth Partners, LLC.  This dual role may generate the benefit of convenience for clients but may also represent a potential conflict of interest.  National Wealth Partners, LLC makes every effort to act in the best interest of the client, especially when commissionable products are involved.